- Stir together ingredients for pico de gallo in a small bowl. Set aside.
- Heat ground beef in a medium skillet over medium heat. Use a spatula to break up meat into small crumbles. Cook for 5 minutes. Drain and discard liquid from pan and return to the stove. Stir in cumin, chili powder, oregano and soy sauce. Cook 5 minutes longer. Turn heat off.
- Heat oven to 350˚F. Spread tortilla chips evenly on a baking sheet. Top with cheese and bake for 6-8 minutes, until the cheese is melted.
- Top nachos with ground beef, black beans, pico de gallo and sliced jalapeños. Serve hot.